Merriman Consultants
FSB 19041
JH Hagen Brokers
FSB 18965
Jan Hagen
FSB 7148
merrimanconsultants2@mweb.co.za
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086 199 9788
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Monday - Thursday
8:30 am to 4:30 pm
​Friday
8:30 am to 3:30 pm
Merriman Consultants FSB 19041
JH Hagen Brokers FSB 18965
Jan Hagen FSB 7148
SHORT TERM INSURANCE
Personal and Business Insurance
Personal Insurance
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This includes property and casualty insurance products for individuals. Personal insurance lines help protect individuals from potential losses they could not afford to cover on their own and makes it possible to do things like drive a car and own a home without risking financial ruin.
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Business Insurance
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Insurance coverage that protects businesses from losses due to events that may occur during the normal course of business. There are many types of insurance for businesses including coverage for property damage, legal liability and employee-related risks.
Specialised Risks
Businesses with specialised risk exposure need a risk management partner that understands their specific requirements. Under the new Consumer Protection Act and the new Companies Act business enterprises are exposed to risks that they have never been exposed to in the past let Merriman Consultants assess your business and explain your specific risks to you so that we can work with you to either ensure or mitigate against these risks.
Agricultural Insurance
Crop insurance is purchased by agricultural producers, including farmers, rangers and others to protect themselves against either the loss of their crops due to natural disasters such as hail, drought and floods, or the loss of revenue due to declines in the prices of agricultural commodities.
Builders All Risk
Builders' risk insurance is "coverage that protects a person's or organisation's insurable interest in materials, fixtures and/or equipment being used in the construction or renovation of a building or structure should those items sustain physical loss or damage from a covered cause."
Guarantee and Bonds
Guarantees enable our clients to improve their cash flow and provide the necessary documents required to meet tender and other requirements.
Bonds and Surety
In case your debtor does not pay, Credit Guarantee will mitigate the matter and ensure that your financial setback does not affect your business.
Body Corporate Insurance
Body corporate insurance is a special offer for the collectives that manage the communal areas of a residential complex or building. This insurance covers buildings and common property such as boundary walls, entrance gates and gate motors, security systems and irrigation systems for the replacement of each owner's section. Damage to geysers and loss of rent are also included.
Professional Indemnity
Professional indemnity insurance, often referred to as professional liability insurance or PI insurance, covers legal costs and expenses incurred in your defence as well as costs that may be awarded, if you are alleged to have provided inadequate advice, services or designs that cause your client to lose money.
Medical Malpractice
Medical liability insurance, or more commonly called medical malpractice insurance, covers a healthcare professional for errors arising from his or her practice. These policies pay defense costs and generally cover claims for medical error or neglect, even if the claims are false or groundless.
Travel Insurance
Travel insurance is insurance that is intended to cover medical expenses, trip cancellation, lost luggage, flight accident and other losses incurred while travelling, either internationally or within one's own country.